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HOME "LOW COST" (1 )

LIVING IN A

Many families today can come to consider the option to search other homes more expensive than conventional. Although housing prices have dropped significantly in the last two years, have also dwindled in large quanti chances of getting a mortgage to a certain limit.

for easy access to one of these types of affordable housing should have the land on which to place it, because if the soil is very expensive and we do not come the numbers. Before taking any decision on the type of housing to be installed, should inform the relevant bodies (Council, Autonomous Community of the rules ,...) constructive force in the area to ensure they do not commit any illegality.

architectural technique of using the metal container freight on ships and trains, plus the affordable price, has other advantages such as speed of construction, strength and versatility of group / combination of different modules for the project to suit the owner, with large windows, balconies, walkways and exterior stairs, etc ... For the same reason modular construction can move to another place easily and at a cost not too high.

The price of a modular housing flats, 90 m2 is 65,600 euros (source: Habitainer - Consumer)

IN THIS VIDEO WE CAN SEE THE BOTTOM OF ONE OF THESE ORIGINAL PROJECTS.

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SUMMER '09 "Buy my HOME?

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Many people are waiting to guess which is the best time,
within the current housing crisis to buy a home.

studying the current reality of the housing market, we will establish clear guidelines should take into account the proper buyer:

Firstly if you were waiting to buy and did not have equity, should save all these months to be delivered at the time of purchase an amount of input, and now financial institutions will be granted between 70 and 80% of the property value, with pricing down. Gone are making concessions of 100% or 120% of some high valuations.

Second should be clear that buying your home with the main purpose of enjoying your home. Forget about doing business with it selling in a short time by a much higher price. Nor think, if you choose well, too much will lower their price.

Third note that now can be a good time, by several favorable factors. On the one hand interest rates are low, which has relieved those who already had their mortgage, but also benefits those who are opening a new one. Moreover tax deductions for the purchase of new housing will be cut within 18 months (for annual income between 17,000 and 24,000 euros, able to deduct a set percentage. From € 24,000 can not deduct anything.) If you buy now will maintain all rights to tax relief. Finally note that prices have dropped between 25 and 35% of average but my advice is to analyze each case locally.

One thing is the general statistics and a particular case of each locality. In some places the decline has been minimal, but other than 50%. Do not set off alone in announcing it, compare it with other similar properties in the area and check prices and announcements of 2006 to know the "real cuts" that they provide. Also find out, if possible, on the economic situation of the seller, whether owners, developers, ... and offer an amount slightly less than their claims, likely the home will eventually be for you.

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Samantha Anderson 2009

THE DOOR retire.

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THE DOOR RETIRE, WHAT WE DO WITH YOUR HOME?


CONSUMER article analyzing Eroski options for a Community of Owners who are in this situation. CONSUMER

Eroski is the free publication of the Eroski Foundation which seeks to guide consumers who correctly predicted in the daily decisions of everyday life.

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